01Health · Insurance
Swift Lite. Everyday illness, handled.
Essential outpatient cover for the five illnesses that actually fill Nigerian waiting rooms - with emergencies covered from day one, anywhere in Nigeria.
- From
- ₦16,000/moIndicative, set at launch
- Abroad
- Billed in your currency
- Dependants
- Up to 2 on one policy
Paying from abroad? Kin by Swift covers your family in Nigeria from £11 a month.
Built for what actually makes Nigerians ill.
Not a hundred-page benefits book. Six things, done properly, end to end.
Malaria
Rapid diagnostic test, the full medication course, and a follow-up consult.
Typhoid
Widal test, antibiotics where indicated, and review until recovery.
Chest infections
Coughs, sinusitis, bronchitis and other acute respiratory illness.
Stomach bugs
Gastroenteritis and infective diarrhoea, with rehydration and medication.
Minor injuries
Cuts, sprains, burns and superficial wounds, with same-day care.
Emergency care
Emergencies are covered from day one, anywhere in Nigeria.
The numbers, from the plan itself.
These limits come straight from the live plan record - the same one the member portal and the claims engine read. Nothing on this page can drift from what the plan actually pays.
- Outpatient / GP visits
- Up to ₦200,000 per year
- Pharmacy (generics)
- Up to ₦80,000 per year
- Basic labs and diagnostics
- Up to ₦60,000 per year
- Emergency care
- Included from day one
- Dependants
- Up to 2 on one policy
- Clinic copay
- ₦1,500
- Pharmacy copay
- ₦500
- Lab copay
- ₦1,000
- Waiting period
- 30 days (emergencies from day one)
The whole truth
What your plan pays for. And what it does not.
Most insurers hide the second column. We lead with it, because a plan you understand is a plan you trust.
Covered
- GP consultations at network clinics
- Generic prescription medicine at partner pharmacies
- Basic labs: malaria RDT, Widal, full blood count and urinalysis
- Care for malaria, typhoid, chest infections, stomach bugs and minor injuries
- Emergency care across Nigeria, from day one
- Cover for up to 2 dependants on a single policy
Not covered at launch
- Telemedicine and video consultations
- Inpatient admission and overnight hospital stays
- Specialist consultations (except referral from an emergency)
- Dental, optical and maternity care
- Mental health and chronic disease management
- Cancer, surgery, physiotherapy and elective procedures
- Brand-name drugs where a generic exists
- Care outside the Swift network (except genuine emergencies)
Three steps to covered.
Create your account
Phone number and a few details. Pre-launch there is nothing to pay - account holders are first in line when cover opens in Lagos later this year.
Get your Swift ID
When cover opens and your first payment clears, your digital ID card is issued instantly - a printed card works too if you prefer.
Walk into a clinic
Show your ID at any network clinic. The doctor treats; the claim settles itself. No forms, no reimbursement chase, just your copay.
Fair questions.
When can I actually buy this?
Swift is NHIA-accredited and targeting launch in Lagos later this year. Nothing is for sale today - creating an account puts you first in line, and we confirm your price and start date when enrolment opens.
What exactly does Swift Lite cover?
Essential outpatient care: GP visits, generic medicines, basic labs and emergency care, focused on malaria, typhoid, chest infections, stomach bugs and minor injuries. The full covered and not-covered lists are on this page - we publish both.
Can I cover my family?
Yes - up to 2 dependants on one policy, each with their own card. Family abroad can pay for relatives in Nigeria through Kin by Swift, billed in their own currency.
How do payments work?
Monthly or annual, in naira for members in Nigeria and in pounds, dollars, euros or Canadian dollars for sponsors abroad. Prices shown are indicative and confirmed at launch.
Want it all on one sheet? Read the plain-language product summary - everything covered, everything excluded, every limit.
02Health · PharmacyComing soon
Medicine your family can actually trust.
You send money for medication and hope what arrives is real. The plan: prescription-only medicine, paid for from abroad, sourced and dispensed through vetted licensed partners - including trusted UK and US pharmacy supply where regulation allows. Genuine or it does not ship.
- What it will be
- Prescription-based, genuine medicine
- Sourced through
- Vetted, licensed pharmacy partners
- Paid from
- Wherever you live
- Status
- In development, pending licences
Launching first: Swift Lite health insurance