Health · Insurance
Health cover for everyday
illness in Nigeria.
We're opening in Lagos later this year, once Swift completes its incorporation and accreditation. Pricing below is indicative and confirmed at launch. Create your account now and we'll confirm your price and start date the moment cover opens. No payment is taken, and creating an account is not a contract of insurance.
Not on Lite: telemedicine, hospital admission, specialist visits, maternity and chronic-disease management. See what's in and out
Plan details are being finalised. Create your account now and we'll let you know the moment cover opens.
Create your accountWhat's covered
Primary care for everyday illness in Nigeria.
Swift Lite covers the conditions Nigerians actually get sick from: malaria, typhoid, chest infections, stomach bugs and minor injuries, plus emergency care anywhere in the network.
Malaria
Rapid diagnostic test, the full medication course, and a follow-up consult.
Typhoid
Widal test, antibiotics where indicated, and review until recovery.
Chest infections
Coughs, sinusitis, bronchitis and other acute respiratory illness.
Stomach bugs
Gastroenteritis and infective diarrhoea, with rehydration and medication.
Minor injuries
Cuts, sprains, burns and superficial wounds, with same-day care.
Emergency care
Genuine emergencies are covered from day one, anywhere in Nigeria.
How it works
You show your phone.
We settle the bill.
No claim forms. No paying upfront and chasing a refund later. You get care, the bill comes to us. Here is the whole thing, start to finish.
- 01
Walk in when you feel unwell
Show your digital ID at any Swift clinic. The front desk verifies your cover and points you to a GP. No forms, no queue at reception.
Vetted clinics, pharmacies and labs across Lagos
- 02
See a GP, get tested, collect medicine
Your GP diagnoses, orders any basic lab work, and writes a generic prescription, all part of Swift Lite. Show your ID at the in-network pharmacy and lab.
Cover for malaria, typhoid, chest infections, stomach bugs and minor injuries
- 03
We pay the clinic, not you
You never file a claim or front the cash. Our rules engine clears most claims automatically, so there is no paperwork and no surprise bill.
Built to clear the majority of claims within 24 hours
Where you're covered
Care across the Swift network.
Show your digital ID at any clinic, pharmacy or lab in the network. The network is being built ahead of our Lagos launch.
Clinics
GP consultations and same-day care.
Pharmacies
Generic prescription medicine.
Labs
Malaria RDT, Widal, FBC and urinalysis.
Hospitals
Emergency care across Nigeria.
Clear about what's in, and what isn't.
Covered
- GP consultations at network clinics
- Generic prescription medicine at partner pharmacies
- Basic labs: malaria RDT, Widal, full blood count and urinalysis
- Care for malaria, typhoid, chest infections, stomach bugs and minor injuries
- Emergency care across Nigeria, from day one
- Cover for up to two dependants on a single policy
Not covered on Lite
- Telemedicine and video consultations
- Inpatient admission and overnight hospital stays
- Specialist consultations (except referral from an emergency)
- Dental, optical and maternity care
- Mental health and chronic disease management
- Cancer, surgery, physiotherapy and elective procedures
- Brand-name drugs where a generic exists
- Care outside the Swift network (except genuine emergencies)
The bigger events - hospital, specialists, maternity and chronic care - are the planned Swift Complete tier, which opens once our accreditation completes.
Frequently asked questions
Does creating an account cost anything?
No. Creating an account places no charge and no obligation. Nothing is taken until you choose to start cover after launch.
When does cover actually open?
Once Swift completes incorporation and accreditation. We are working toward this and opening in Lagos later this year. Everyone with an account hears first, and we confirm your price and start date then.
Is there a waiting period?
When cover opens, a 30-day waiting period will apply from the day your first payment clears. Emergency care is the only exception: it works from day one.
What happens if I miss a payment after launch?
We send three reminders before a policy lapses. There is a 14-day grace period after a renewal date, and a further 30-day reinstatement window where paying restores cover without a new waiting period.
Health · Pharmacy · Coming soon
Genuine medicine for the people you love back home.
Stop carrying tablets in your suitcase and wiring money for medicine you can't see. We're building Swift Pharmacy so you can pay from abroad and a trusted, licensed pharmacy in Nigeria dispenses the real thing to your relative.
Why we're building this
Sending medicine home shouldn't be a leap of faith.
If you have family in Nigeria, you already know the routine: the suitcase packed with boxes of tablets, the money sent for a prescription you can't verify, the quiet worry about whether what they actually buy is genuine.
Counterfeit and substandard medicines are a well-documented problem across the region, and from thousands of miles away you have no way to check. Swift Pharmacy is our answer: put a vetted, licensed pharmacy between your money and the medicine, so genuine treatment reaches the person you're caring for.
How it will work
Three steps, from you to their medicine cabinet.
- 01
You choose and pay
Tell us the medicine and who it is for, and pay in your own currency. The price is shown up front before anything is confirmed.
- 02
A licensed pharmacy dispenses
A vetted, PCN-licensed pharmacy near your relative prepares genuine, NAFDAC-registered medicine - with a pharmacist check for anything prescription-only.
- 03
They get it, you get confirmation
Your relative collects nearby or has it delivered, and you get a confirmation - so nobody has to chase, and you know it actually arrived.
What we're committing to
The promises this product has to keep.
Genuine only
Dispensed by vetted, PCN-licensed pharmacies using NAFDAC-registered medicine. The whole point is to design out the counterfeit and substandard drugs that make buying medicine from afar a gamble.
Prescription-safe
Prescription medicines will need a valid prescription, checked by a pharmacist. No controlled or abuse-prone drugs. Built to be safe, not a shortcut around clinical oversight.
Chronic-care refills
The hardest part of caring from abroad is the monthly repeat: blood-pressure or diabetes medicine for an ageing parent. We're designing recurring refills so it happens without a reminder text every month.
Pay in your currency
Built to let you pay in GBP, USD, EUR or CAD, with the cost shown clearly before you confirm. No guessing the exchange rate, no wiring cash and hoping.
Swift Pharmacy is in development and is not yet available. Nothing on this page is an offer to sell or dispense medicine. When it opens, Swift will act as a platform connecting you to independent, PCN-licensed pharmacies in Nigeria - we are not a manufacturer or importer of medicines. Prescription items will require a valid prescription verified by a pharmacist, and controlled substances will not be offered. Scope, pricing and availability will be confirmed at launch.
Reserve your place
Set up your account now.
Pay when cover opens.
Setting up is free, and there is nothing to pay until Swift opens for cover in Lagos. Add yourself and your family now, and you will be first in line the day we go live.
