Terms of Service

1. What this site is

getswift.health/kin is a pre-launch site operated by Swift Health Limited ("Swift"), a pre-launch Health Maintenance Organisation working toward National Health Insurance Authority accreditation in Nigeria. It is not a place where you can buy or activate health insurance. It's a place to register interest so we can email you when enrolment opens for your family's country.

2. No commitment, no payment

Joining the waitlist costs nothing and commits you to nothing. You are not buying a policy, agreeing to buy a policy, or authorising any future payment. When Kin opens for enrolment in your country we'll email you, and you decide then whether to activate cover.

If you do later activate cover, a separate set of policy terms (the Member Terms of Service) will apply at that point. Those terms will be presented for your explicit consent before any payment is taken.

3. Accurate information

Please give us accurate details on the form. We rely on what you submit to estimate demand by country and to pre-populate future enrolment. Knowingly submitting false information may mean we can't honour any pre-launch promises (e.g. early- bird pricing) at the point you try to enrol.

4. Pricing and plans may change

Indicative prices shown on this site (e.g. "from $11 a month") are pre-launch estimates based on our current cost modelling. Final pricing, plan structure, and coverage inclusions will be confirmed when each market opens for enrolment. We'll be transparent about any changes in the launch email.

Launch timing for each market depends on regulatory approvals and provider network deals. Stated timing (e.g. "late 2026 for Lagos") is our current best estimate, not a contractual commitment.

5. Use of the site

You agree not to:

• Submit the form on behalf of someone else without their permission.
• Submit obviously false or spam data.
• Attempt to access, probe, or scan the site's underlying systems beyond normal browsing.
• Use any automated tool to submit the form en masse.

We may block IPs, delete records, or report serious abuse to relevant authorities.

6. We may pause, change, or close the waitlist

We may update copy, change the form, pause new signups for specific markets, or shut the waitlist down entirely at any time without notice. If we close the waitlist before launching in your country, we'll email everyone affected and delete their signup records.

7. Communications

By joining the waitlist you consent to receive: (a) a confirmation email immediately, (b) occasional launch-progress updates, and (c) the enrolment-opens email when Kin reaches your market. We don't send anything else, no marketing offers, no third-party content. Every email contains an unsubscribe link.

8. Liability

This site provides information about a planned product. It does not provide health insurance cover, medical advice, or any financial product. Swift accepts no liability for actions you take in reliance on pre-launch information on this site.

Nothing in these terms limits any liability that cannot lawfully be excluded, including liability for death or personal injury caused by negligence, or fraud.

9. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria.

If you're a UK or EU resident, this choice of law doesn't override consumer-protection rights you have under your local law.

10. Contact

Questions about these terms: hello@getswift.health

Our registered postal address will be published here once Swift Health Limited's incorporation completes.

See also our Privacy Policy.