Real health insurance for mumdadsiblingskidsfamily back home
Health cover for your family in Nigeria, paid monthly from where you are. They walk into any Swift clinic when they fall ill, and you see the visit and the receipt on your phone the same day.
How it works
Three steps from you to their clinic visit.
- 01
Pick a plan
Choose who you'd like covered in Nigeria and the level of care that fits your budget.
- 02
They get enrolled
Each family member gets a digital ID card over SMS and WhatsApp, to show at any Swift clinic.
- 03
You stay in the loop
The dashboard is built to show you every visit and prescription, so nobody has to text you asking for money.
What's covered
The everyday illnesses that send Nigerian families to the clinic.
Malaria
Rapid diagnostic test, full medication course, and a follow-up consult included.
Typhoid
Widal test, antibiotics where indicated, and review until they're back on their feet.
Chest infections
Coughs, sinusitis, bronchitis and other acute respiratory illness, managed start to finish.
Stomach bugs
Gastroenteritis and infective diarrhoea, with oral rehydration and review.
Minor injuries
Cuts, burns, sprains. Same-day care at any clinic in the network.
Emergency care
Emergencies covered from day one, including out-of-network when needed.
Swift Lite is a lean beta plan: primary outpatient cover for the conditions above plus emergency care. Hospitalisation, specialist visits, telemedicine, dental, optical and maternity sit outside this beta and will be considered for later releases.
Built for trust
Regulation
Swift is NHIA-accredited. Cover is delivered under Nigeria's National Health Insurance Authority framework.
Data
Your family's data will be encrypted, never sold, and processed in line with Nigeria's Data Protection Act.
Network
Provider partnerships are being secured ahead of launch. Every clinic, pharmacy and lab will be hand-picked.
FAQ
The questions families ask first.
What if my mum doesn't have a smartphone?+
No problem. Cover works from a printed ID card too. We post one to the address you give us, and any Swift clinic can verify her eligibility by scanning the QR or by typing her policy number. Her smartphone is convenient, not required.
What if my family moves cities?+
Cover travels with them. We launch in Lagos first, and as the clinic network grows to more cities your family can walk into any in-network clinic.
Do I need a local bank card in my family's country?+
No. You pay in your own currency (USD, GBP, EUR, CAD) with any major card, and Swift handles the conversion. Your family receives care priced in local currency, so nothing changes for them at the clinic.
Can I cover multiple family members on one account?+
Yes. Add as many as you'd like. Each person gets their own digital ID card and Swift bills you monthly or annually for the group.
When will I be charged?+
Not today. Creating an account is free, and no payment is taken before cover opens. When enrolment opens for your country we'll email you, and you decide whether to activate cover and pay.
What if my family member never needs to use it?+
That's the point of insurance: you only notice it when something goes wrong. You can pause or cancel any time before a renewal cycle, no fees.
Get started
Create your account in minutes
Sign in with your email and add the family you want to cover in Nigeria. Your account is saved, so you can activate cover the moment we open enrolment. No waitlist, no waiting for a link.
Get coveredAlready started? Sign in