Real health insurance for mumdadsiblingskidsfamily back home
Health cover for your family in the Philippines, paid monthly from the US, Canada, UK or the Gulf. Kin Philippines is coming soon. Join the waitlist and you'll be first to hear when enrolment opens.
How it works
Three steps. Cover starts the day they need it.
Pick a plan
Choose who you'd like covered in the Philippines and the level of care that fits your budget.
They get enrolled
We send each family member a digital ID card over SMS and WhatsApp. They show it at any Swift clinic.
You stay in the loop
You see every visit and prescription as it happens, so nobody has to text you asking for money.
What's covered
Built around what Filipino families really need.
GP consultations
Walk-in visits at network clinics for everyday illness and follow-ups.
Dengue
Diagnostics and supportive care, with seasonal outbreak management.
Chest infections
Coughs, chest infections and acute respiratory illness, managed start to finish.
Stomach bugs
Gastroenteritis: oral rehydration, anti-diarrhoeals and follow-up review.
Minor injuries
Cuts, burns, sprains. Same-day care at any clinic in the network.
Emergency care
Genuine emergencies covered from day one.
Indicative cover only. Kin Philippines is coming soon, so the final scope, limits and exclusions will be confirmed when we open enrolment in the Philippines.
Pricing
Indicative: around $14 a month per family member, paid in your currency.
Pay monthly or annually in your own currency. We absorb the foreign exchange. Change who you cover, or pause cover entirely, whenever you need to. Two weeks' notice on the bigger changes, none on the smaller ones.
Launch month will be confirmed in this space the day provider deals close in Metro Manila.
Why this pricing works for families abroad
- You pay in USD, GBP, EUR or CAD with no hidden FX margin.
- Premiums reflect Filipino healthcare costs, not Western ones.
- Small flat copays at the clinic, pharmacy and lab, capped so a visit never breaks the bank.
- One sponsor can cover parents, siblings and children on a single account.
Built for trust
Honest about where we are.
IC
Plans will operate under the Insurance Commission of the Philippines framework.
Data
Family data is encrypted under the Data Privacy Act of 2012, never sold or shared.
Network
Cover will run through vetted clinics, hospitals and pharmacies across Metro Manila, Cebu and Davao.
FAQ
The questions families ask first.
When will Kin launch in the Philippines?+
Soon. We're working through provider partnerships now. Everyone on this waitlist hears first the moment enrolment opens.
What if my parents are in the province, not Metro Manila?+
We'll launch in Metro Manila, Cebu and Davao first because that's where the strongest provincial provider networks already exist. Provincial network expansion is on the roadmap. Drop their barangay in the waitlist notes so we know where demand is.
Do I need a local bank card in my family's country?+
No. You pay in your own currency (USD, GBP, EUR, CAD) with any major card, and Swift handles the conversion. Your family receives care priced in local currency, so nothing changes for them at the clinic.
Can I cover multiple family members on one account?+
Yes. Add as many as you'd like. Each person gets their own digital ID card and Swift bills you monthly or annually for the group.
When will I be charged?+
Not today. Joining the waitlist is free and never converts to a paid plan on its own. When enrolment opens for your country, we'll email you and you decide whether to activate cover.
What if my family member never needs to use it?+
That's the point of insurance: you only notice it when something goes wrong. You can pause or cancel any time before a renewal cycle, no fees.